Starting a company means a hundred things to think about — insurance is the one that's easiest to keep putting off. We're not here to scare you. We're here to stand by you and work out together: what's legally required, what's worth buying, and what can actually wait.
Different industries and sizes need different combinations. We've written a detailed guide for each cover — so you know what you're buying before you buy it.
Required under the Employees' Compensation Ordinance the moment you have staff — including part-timers and casual workers. Not having it is a criminal offence. See how premiums are worked out, and why a construction site costs so much more than an office.
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A customer slips in your shop, a signboard injures a passer-by, a leak floods the unit downstairs — third-party injury and property claims can run far higher than you'd expect. Most shopping mall leases require this cover.
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Fire insurance covers your fit-out and stock — not the two months of income you lose while closed. Property and BI insurance work as a pair; buy only one and you'll find out too late it's not enough.
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Hiring is hard, keeping people is harder — medical benefits are a top consideration for job seekers. Group medical typically waives individual underwriting, and can be planned alongside MPF and group life.
Read the guide →5 questions, 30 seconds — find out where your company has gaps. No details required, instant results.
Start the Coverage Check →There's no shortage of people selling insurance — what's rare is someone standing on your side of the table, doing the comparison shopping for you.
A single insurer's agent can only sell that insurer's products. We compare the whole market as a licensed insurance intermediary — telling you straight which policy has better terms and which premium is fairer.
Every cover has a detailed guide explaining what's included, what isn't, and the common pitfalls. Buy only once you actually understand it — we won't rush you into signing anything.
Needs analysis and existing-policy check-ups cost nothing. Plenty of companies discover through this that they're overpaying, under-covered, or running two overlapping policies.
Run by the IPP International Wealth Management team — serving Hong Kong businesses and employers since 2006. General insurance is arranged directly by our licensed team, and employee benefits can be planned alongside MPF.
WhatsApp us or fill in the form — industry, headcount, whether you have premises. Two minutes.
We map out what's required, what's worth having, and what you can trim, based on the actual risks in your industry — including a check-up of any policies you already hold.
Our licensed team gets quotes from several insurers and lays them out side by side — whether and when to buy is entirely up to you.
Fill in a few details and we'll get back to you within one business day. In a hurry? Just WhatsApp us.
Two minutes to tell us about your business, we'll take it from there.